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Your Advisor Through the Ins and Outs of Medicare Plans and All Things Health Insurance
You need health insurance, from the standpoint of taking care of yourself and your love ones. Fortunately, I&I understands health insurance, especially Medicare plans. In fact, it is all we do, day in and day out.
As an Independent Brokerage, I&I does not sell insurance; our team members and independent broker partners help you find the right plan for your needs. Once we find the ideal plan, we will continue to be by your side — assisting with enrollment paperwork, coverage questions, policy renewals, policy add-ons, claims, and more.
I&I is here for you.
Services and Products Offered by I&I:
- Medicare Plans
- Medicare Advantage Plans
- Medicare Supplements
- Medicare Part D Drug Plans
- Dental Plans
- Hospital Indemnity Plans
- Travel
- Individual and Family
- Small Business
- Independent Broker / Agent Consulting
You will be pleasantly surprised at how we “Make Medicare Easy“.
Medicare Plans
Without proper guidance, the ever-changing world of Medicare can be overwhelming to newcomers. All of the yearly regulation changes, differences from state-to-state, qualification guidelines, and the sheer number of plans can leave you unsure of where to turn. Fortunately, one of our brokers can help you find your way through the maze.
Medicare Fast Facts
What is Medicare?
Medicare is a federal health insurance program designated for individuals 65 and older, or other individuals who qualify due to a disability.
Medicare Consists of 4-Parts
Medicare Part A (Hospital Insurance)
Covers inpatient hospital stays, care in a skilled nursing facility, hospice care, and some home health care.
Medicare Part B (Medical Insurance)
Covers certain doctor services, outpatient care, medical supplies, and preventive services.
Medicare Part C (Private Insurance / Supplemental Option)
Part C plans are offered through private insurance companies and approved by Medicare. They are also known as Medicare Advantage plans. Before enrolling in a Part C Medicare Advantage plans, you must first enroll in Original Medicare Parts A and B.
Medicare Part D (Prescription Drug Coverage)
Part D adds prescription drug coverage to:
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- Original Medicare
- Some Medicare Cost Plans or Advantage Plans
Dental / Vision / Hearing
Since dental, vision, and hearing are not commonly included in Medicare Supplement Plans, these vital health areas often go uncovered. At I&I we want to change that; we want you to have coverage for ALL of your health needs.
Don’t risk your ability to see, hear, or smile confidently by going without coverage.
Individual / Family / Group Plans
Whether you are self-employed, unemployed, a student seeking your first health insurance policy, a family, if your spouse is retiring, or you are losing your group plan we can assist you with finding the right health insurance plan for your needs.
Cancer / Heart Attack / Stroke Coverage
Cancer, heart attack, stroke… these are all words you do not want to hear. Imagine being diagnosed with one of these. Fighting the disease, reducing the risks of a future event, and recovering from the effects are only half the battle. The other half comes in the form of money — medical bills, missed work for treatments, travel expenses, decreased funds for living expenses, and the list goes on. With these diagnoses, your finances should not interfere with your recovery. Cancer, heart attack & stroke insurance helps provide the resources you need to remain focused on your treatment and get healthier.
Independent Broker / Agent Consulting
Let us put our expertise to work in your office. As a brokerage for independent insurance agents across many states, we are able to enhance your health insurance product knowledge across the board — to you the agent and to your clients. We will share our expertise, partnerships, sales tools, marketing, and time, allowing you to offer your local community better Medicare and health insurance plan details.
I&I’s Support for Brokers…
- Maintain a local management team with years of sales, operations and marketing experience
- Committed to providing innovative and high-quality, long-term solutions for your clients
- Work with independent brokers to help them understand and market their insurance services
- Best-in-class agent training and development
- Onboarding support — we will help you get your first five policy enrollments completed
- Ongoing professional support to grow your independent insurance business
- Share product knowledge, engage in team-building, listen to guest speakers, and more
- Building relationships with insurance carriers
- Event planning with co-op dollars from insurance carriers
- Share agent best practices for & during AEP and SEP
- Keep broker informed on market dynamics